Built for African countries

Free financial and productivity tools for Africa

Calculate PAYE, create invoices, edit PDFs, convert currencies, and plan business decisions with tools built around African currencies, laws, and workflows.

Explore local tools → Start by country
2,594+tools
54countries
Browser-privatewhere possible
Free coretools
Popular workflows
Search PAYE, invoice, PDF...
PAYE
Nigeria PAYE CalculatorFIRS PAYE, pension, NHF and national payroll assumptions.
VAT
Nigeria VAT CalculatorNGN business VAT workflow
PDF
PDF WorkspaceMerge, split, compress locally
INV
Invoice GeneratorVAT-aware African currencies
Calculator preview
Take-home estimate NGN
NGN currency
3,713,750
Income tax-823,750
Pension-400,000

Suggestions, examples and disclaimers now use Nigeria context.

Start by country

Use the rules, currency, and workflows that match where you work.

Open country hub Browse local tools Choose goal
Nigeria Kenya Ghana South Africa Egypt Tanzania Rwanda Senegal All countries
Start with the common jobs

Six useful ways into AfroTools

Focused entry points first. The full directory stays available when you need the long tail.

PAYESalary & Tax

Country-accurate take-home pay and deductions.

Calculate tax → PDFPDF Workspace

Merge, split, compress, watermark, and protect files locally.

Open workspace → INVInvoice Generator

Create VAT-aware invoices in African currencies.

Create invoice → FXCurrency & FX

Convert currencies and compare African money flows.

Convert money → VATVAT & Business Tax

VAT, margin, markup, and break-even tools.

Explore VAT tools → CVCareer & CV

Build practical documents for African job markets.

Build CV →
Built around local rules

Tax, VAT, salary, and compliance tools name the country logic they use.

Runs in your browser

Most calculators and document tools keep your inputs on your device.

No account required

Core tools are free to use. Accounts are optional for saving history.

Updated when laws change

Country pages and tax calculators are maintained around official changes.

About AfroTools

Why AfroTools exists

AfroTools is a free financial platform serving all 54 African countries with 2,594+ tools including PAYE tax calculators, currency converters, budget planners, PDF workspace, invoice generators, and an AI-powered financial advisor. Founded in 2025, AfroTools sources tax logic directly from national revenue authorities — FIRS (Nigeria), KRA (Kenya), GRA (Ghana), SARS (South Africa), TRA (Tanzania), and more — and operates in English, French, and Swahili. Local calculators run in the browser by default; AI Advisor requests send a calculation summary to Anthropic only after you invoke AI, and signed-in save/sync stores selected data in your account.

Everything in one place

Built for the full African professional journey.

Not tools with African flags pasted on. Real data, real context, real currency — across every discipline.

Salary & Tax

Country-accurate take-home pay.

Real tax bands from FIRS, KRA, GRA, SARS. Not estimates — the actual government rates, updated the same day laws change.

  • ✓ All 54 African countries with live PAYE calculators
  • ✓ Pension, NHF, NHIF, NSSF and social security deductions
  • ✓ AI advisor explains your breakdown in plain language
  • ✓ 2026 Finance Act rates — always up to date
Calculate your tax →
NIGERIA PAYE CALCULATOR
Annual Gross Salary₦ 5,000,000
Country🇳🇬 Nigeria
Income Tax (FIRS)− ₦ 823,750
Pension (8%)− ₦ 400,000
Net Take-Home₦ 3,713,750
✨ Claude explains: Your effective rate is 16.5% — lower than the 24% marginal due to CRA relief.
Creator Suite

20 tools for African creators.

Thumbnail makers, script generators, caption writers, invoice tools — everything you need to grow your audience and get paid.

  • ✓ YouTube thumbnail maker with African aesthetics
  • ✓ Script generator for Reels, TikTok & YouTube
  • ✓ Invoice generator with Naira, Cedis & Shilling
  • ✓ Hashtag research for Nigerian & Kenyan markets
Open Creator Studio →
CREATOR SUITE
🖼️
Thumbnail Maker
📝
Script Generator
💬
Caption Writer
🧾
Invoice Generator
20 tools total✨ AI-Powered
Legal & Compliance

Know your compliance status.

Business registration, CAC filings, FIRS tax IDs, data privacy compliance, contract templates — built for African legal frameworks.

  • ✓ 16-country compliance checklists
  • ✓ Employment contract generator for Nigerian law
  • ✓ GDPR + NDPR data privacy assessment
  • ✓ CAC business name & registration guides
Check compliance →
COMPLIANCE CHECKER
✓
CAC RegistrationComplete
✓
FIRS Tax ID (TIN)Active
✓
VAT RegistrationRegistered
!
Annual ReturnsDue Soon
✕
NSITF FilingOverdue
Business & FX

Latest available rates across African currencies.

Timestamped exchange-rate snapshots, remittance corridors, VAT calculators, and business tools for African entrepreneurs trading across borders.

  • ✓ Timestamped FX rates: NGN, KES, GHS, ZAR & 50 more
  • ✓ Bank vs. parallel market rate comparison
  • ✓ VAT calculator for 54 African jurisdictions
  • ✓ Remittance cost comparison — best corridors
Check latest rates →
LATEST FX RATES
🇳🇬
NGN
Nigerian Naira
Checking latest rates...
🇰🇪
KES
Kenyan Shilling
Checking latest rates...
🇬🇭
GHS
Ghana Cedi
Checking latest rates...
Checking latest rates... · All rates →
Uniquely African

Tools built for African life.

African recipe costing, japa relocation calculator, WAEC grade converter, land measurement tools — no Western equivalent exists.

  • ✓ AfroKitchen: 165 recipes costed in local currency
  • ✓ Japa calculator: true cost of relocating abroad
  • ✓ WAEC/NECO grade to GPA converter
  • ✓ Plot & land measurement in Nigerian plots & acres
Explore Uniquely African →
AFROKITCHEN
Jollof Rice (Party Style)
Serves 8 · 90 mins · Nigerian
Total cost₦ 4,850
🍚 Long grain rice₦ 1,200
🍅 Tomatoes & peppers₦ 850
🍗 Chicken (1kg)₦ 1,800
⭐ My Tools
Salary & Tax
See All →

PAYE Calculators — 54 Countries

Country-accurate income tax with real bands, real deductions, real take-home pay — sourced directly from each country's revenue authority. Select tools include an AI Advisor that explains your results.

Most Used Tool
PAYE Tax Calculators
for Africa

Country-accurate take-home pay across all 54 African countries. Real tax bands, real deductions, AI-powered explanations.

Calculate Your Tax →
🇳🇬 🇰🇪 🇬🇭 🇿🇦 🇪🇬 🇹🇿 🇷🇼 🇲🇦
View All PAYE Calculators → All 54 African countries live
Tools
See All →

Built for Africa's Everyday Needs

One PDF workspace. Currency tools. Career docs. Financial calculators built for African realities — not Western defaults.

AfroTools PDF Workspace
● Available Now
AfroTools PDF Workspace
Everything PDF in one place — merge, split, compress, convert to images, add watermarks, password protect, and add page numbers. Local PDF workflows run in your browser by default.
🔗 Merge & Split 🗜️ Compress 🖼️ PDF ↔ Image 💧 Watermark 🔐 Password 🔢 Page Numbers
Open Workspace →
💱
Currency Converter
Currency Converter
Latest available forex and crypto rates for African currencies. Bank rate comparison and remittance corridors.
● Live Open Tool →
🧾
VAT Calculator
VAT Calculator
Pan-African VAT across all 54 countries. Nigeria 7.5%, Kenya 16%, South Africa 15%, multi-item invoice mode.
● Live Open Tool →
📄
CV and Resume Builder
CV / Résumé Builder
6 modern templates (Slate, Ember, Phantom, Indigo, Noir, Stone). Africa-country formats. PDF download.
● Live Open Tool →
🧾
Invoice Generator
Invoice Generator
Create professional invoices in any African currency. VAT-aware. Download PDF or send by email.
● Live Open Tool →
✈️
Remittance Comparator
Remittance Comparator
Compare fees and exchange rates across Western Union, Wise, Remitly, M-Pesa Global and more.
● Live Open Tool →
📦
Import Duty Calculator
Import Duty Calculator
Real NCS, KRA, SARS, GRA customs duties + all levies (CISS, IDF, RDL). Full landed cost in local currency for 17 African countries.
● Live Open Tool →
🌍
Japa Cost Calculator
Japa Cost Calculator
Total relocation cost from Africa. 12 origins, 7 destinations, 17 visa pathways. Full breakdown.
● Live Open Tool →
🎓
WAEC and NECO Grade Calculator
WAEC / NECO Grade Calc
Aggregate, JAMB + O'Level eligibility checker, GPA converter (4.0 & 5.0 scale), Ghana WASSCE. All 12 top Nigerian universities + cut-offs.
● Live Open Tool →
📱
Mobile Money Fee Checker
Mobile Money Fee Checker
M-Pesa, MTN MoMo, Airtel Money — see exact send/withdraw fees before you transact.
● Live Open Tool →
See all tools in the pipeline →
Featured Tool · Engineering

AfroDraft 2D CAD

Africa's first browser-based CAD tool. 60+ AutoCAD-style features — draw, dimension, annotate, layers, blocks, snap modes. Export to SVG, DXF, PNG. Works on mobile.

📐 60+ CAD Commands 📱 Touch Enabled 💾 SVG / DXF Export
Launch AfroDraft →
📐 Line
⬜ Rect
⭕ Circle
✂️ Trim
📏 Dim
5000mm
Layers: 3 Scale: 1:100 ● Snap On
Education
Education Hub →

Student & Education Tools

GPA converters, WAEC grading, JAMB aggregates, IELTS prep, flashcards, scholarships and study planning — built for African students.

GPA Calculator
Convert grades across African and international GPA scales. CGPA tracking and semester breakdown.
WAEC/NECO Calculator
Calculate WAEC and NECO aggregate scores. Check admission eligibility for Nigerian and Ghanaian universities.
JAMB Aggregate Calculator
Combine JAMB UTME and O'Level scores. Post-UTME screening aggregate for Nigerian universities.
IELTS Calculator
Calculate IELTS overall band score from section scores. Check requirements for UK, Canada, Australia admissions.
Categories
Explore All →

2,594+ Tools. 54 Countries. English, French & Swahili.

AfroTools is Africa's financial operating system — every tool you reach for, built for African context, free forever.

54 Countries

Every Nation. One Platform.

All 54 African countries now have live PAYE calculators with country-specific tax bands, social security, and AI advisor.

Live — PAYE calculator + tools available
West Africa
🇳🇬 Nigeria 🇬🇭 Ghana 🇸🇳 Senegal 🇨🇮 Côte d'Ivoire 🇨🇲 Cameroon 🇲🇱 Mali 🇧🇫 Burkina Faso 🇬🇳 Guinea 🇳🇪 Niger 🇹🇬 Togo 🇧🇯 Benin 🇸🇱 Sierra Leone 🇱🇷 Liberia 🇬🇲 Gambia 🇬🇼 Guinea-Bissau 🇨🇻 Cabo Verde 🇲🇷 Mauritania
East Africa
🇰🇪 Kenya 🇹🇿 Tanzania 🇪🇹 Ethiopia 🇷🇼 Rwanda 🇺🇬 Uganda 🇲🇿 Mozambique 🇲🇬 Madagascar 🇿🇲 Zambia 🇿🇼 Zimbabwe 🇲🇼 Malawi 🇸🇴 Somalia 🇧🇮 Burundi 🇩🇯 Djibouti 🇪🇷 Eritrea 🇰🇲 Comoros 🇸🇨 Seychelles 🇲🇺 Mauritius 🇸🇸 South Sudan
North Africa
🇪🇬 Egypt 🇲🇦 Morocco 🇩🇿 Algeria 🇹🇳 Tunisia 🇱🇾 Libya 🇸🇩 Sudan
Southern Africa
🇿🇦 South Africa 🇦🇴 Angola 🇳🇦 Namibia 🇧🇼 Botswana 🇱🇸 Lesotho 🇸🇿 Eswatini
Central Africa
🇨🇩 DR Congo 🇨🇬 Congo 🇹🇩 Chad 🇨🇫 Central African Rep. 🇬🇦 Gabon 🇬🇶 Equatorial Guinea 🇸🇹 São Tomé & Príncipe
Browse All 54 Countries →
Market Data

Latest African Market Data

Timestamped financial snapshots for African markets, with freshness labels and fallback states when a feed is unavailable.

💱 LATEST

AfroFX

Latest available forex rates for 42 African currencies. Historical charts, crypto prices, cross-rate matrix.

42 Currencies Freshness Labels API Access
Checking latest available rates...
⛽ LATEST

AfroFuel

Pan-African fuel price tracker. Interactive map, country comparison, generator cost calculator.

54 Countries Interactive Map Gen Calculator
🏦 LATEST

AfroRates

Central bank rates, inflation, T-bill yields, and MPC calendar for all 54 African countries.

54 Countries Inflation Map MPC Calendar
Our Standards

Not Generic Tools
With African Flags.

Every tool passes 6 rules before it ships.

Local Accuracy First

Every rate pulled from FIRS, KRA, GRA, SARS. When Kenya repealed SHIF relief in Dec 2024, we updated same day. When Ethiopia restructured to 6 bands in July 2025, same day.

African Context

Nigerian plots. South African morgen. M-Pesa till QR codes. WAEC grade scales. Generator fuel vs solar ROI. No tool is built for London and relabelled for Lagos.

AI That Explains

Select tools include an AI Advisor — not just numbers, but context. What your effective tax rate actually means. Powered by Claude Sonnet.

Clear Privacy States

Local tools stay in your browser by default. AI, account sync, email, forms, analytics, and payments are labeled separately before data moves.

Mobile First, Bandwidth Aware

Over 60% of Africa's internet users are on mobile. Image compressor defaults to minimal output. Every tool under 100KB uncompressed. Works on 2G.

Built to Last

Plain HTML, CSS, and JavaScript. No React, no frameworks, no CDN dependencies for core logic. Every tool will still work in 10 years.

Trusted by professionals

Used daily across the continent.

From Lagos to Nairobi, accountants, entrepreneurs, students and creators rely on AfroTools every day.

★★★★★

"The Nigeria PAYE calculator saved me hours every payroll cycle. The AI advisor explains the breakdown in plain English — my clients love it."

AO
Adaeze Okonkwo
Payroll Consultant, Lagos
🇳🇬 Nigeria
★★★★★

"I used the Japa Calculator before relocating to the UK. It gave me a realistic cost breakdown — visa fees, flights, first 3 months living costs. Nothing else comes close."

KM
Kwame Mensah
Software Engineer, Accra → London
🇬🇭 Ghana
★★★★★

"PDF Workspace is incredible. Merge, compress, watermark — all in the browser, nothing uploaded. I use it every single day for client documents."

FW
Fatuma Wanjiku
Legal Secretary, Nairobi
🇰🇪 Kenya
★★★★★

"AfroKitchen is something I never knew I needed. I can cost my catering menu in Naira in seconds. No more spreadsheet guesswork."

TI
Tunde Ibukun
Caterer & Food Entrepreneur, Ibadan
🇳🇬 Nigeria
★★★★★

"Finally a tool that understands SARS. The South Africa PAYE calculator handles medical tax credits, UIF and SDL correctly. I've checked it against SARS e@syFile — it's accurate."

NP
Nandi Potgieter
HR Manager, Cape Town
🇿🇦 South Africa
★★★★★

"AfroDraft is the only CAD tool I can use on my phone on site. 60+ commands, touch-enabled, exports to DXF. I cancelled my AutoCAD subscription."

EM
Emmanuel Mwangi
Civil Engineer, Kigali
🇷🇼 Rwanda
Uniquely African

Tools You Won't Find
Anywhere Else.

Built for African realities — not adapted from Western products.

🗺️ Country Intelligence
AfroAtlas
Deep profiles for all 54 African nations. GDP, governance, business climate, key sectors — the definitive reference for the continent.
Explore countries →
⚠️ Conflict Intelligence
Africa Conflicts
Live conflict tracking across Africa. Active incidents, displacement data, economic impact, actor profiles and regional security maps.
View conflict map →
🍳 Recipe Intelligence
AfroKitchen
165 African recipes costed in real local currency. What does Jollof rice cost in Lagos today? Suya in Kano? Injera in Addis?
Browse recipes →
📺 Creator Intelligence
AfroStream
African creator rankings, streaming discovery, revenue estimates and live content calendars. The hub for African digital entertainment.
Explore streams →

New Tools.
Every Week.
Free.

Get notified when we launch tools for your country. One email per major release. No spam, no marketing. Cancel anytime.

Join our growing community of African professionals.

Build with AfroTools API

Tax rates, FX rates, salary benchmarks, and PAYE calculations for all 54 African countries. Free tier: 100 requests/day.

Get Your API Key →
Embed

Put AfroTools on your website.

Add AfroTools widgets to your blog, app, or intranet with one script tag. Start with payroll, finance, health, education, and developer widgets.

  • ✓ 128 ready-to-embed widgets
  • ✓ Built-in updates for payroll, tax, and finance widgets
  • ✓ Mobile-responsive, zero-config script and iframe options
  • ✓ Free widgets include a small Powered by AfroTools badge
Browse Embeddable Tools →